A seamless and stress-free process, from your first meeting right through to notarization
Shupilov Real Estate relies on tailored, multi-channeled marketing strategies to help each client achieve their real estate goals. Our brokers will guide you through each step of buying your property, providing valuable market knowledge and legal counselling along the way. When working with our team, you will also benefit from our vast network of local and and legal counselling along the way.
3 Benefits of getting Pre-Approved
Determine your exact buying capacity
There’s no worst feeling than finding your dream home, setting your heart on it, and then realizing you can’t afford it. Finding out exactly how much a bank would be willing to lend you prevents you from wasting your time looking at properties above your budget, and will steer you away from potential heart-ache down the line.
Locks you in at the lowest interest rate
As interest rates go up and down, you want to be sure that you’re happy with the rate at the time of your Purchase. Having a pre-approval protects you from spikes in interest rates while you’re still shopping for a property. At the same time this also helps protect against mortgage regulation changes which might reduce or prevent you from being pre-approved.
Strengthen your offer
In a bidding war, sellers will always favor a pre-approved candidate, even if their bid is slightly lower. By having a pre-approval on hand when you put in an offer, you reassure the seller of your commitment by having already taken the first step.
Expand your knowledge Download the eBook on real estate taxation
✓ School and land transfer taxes
✓ How to calculate expected taxes
✓ Taxes for foreign buyers and investors
✓ Structuring your investment portfolio
✓ Taxation terminology
✓ Deducting rental expenses
✓ Current and capital expenses
✓ Resources to get started as an investor
Why more people choose Shupilov Real Estate
Pre-approval is the first step of your property search
Know your buying capacity by obtaining a free pre-approval
Already pre-approved? Start your property search
Latest Mortgage & Finance news
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BMO’s “Scorecard” Compares Housing Market Conditions Across Canadian Cities
Most Canadian cities are now classified as buyers markets. […]
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Federal Budget: Homeownership Just Got Easier For Canadian First Time Buyers
Prospective first time home buyers received some good news on Tuesday, when the 2019 Federal Budget unveiled an incentive program to lower mortgage payments for households making less than $120,000 per year. The Liberal election budget titled Investing in the Middle Class, aims to relieve middle working class debt while improving accessibility to training programs, […]
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Mortgage Interest Rate Update: Montreal, March 2019
A list of posted fixed and variable mortgage rates, updated on March 14, 2019. […]