Refinancing a property
or getting a pre-approval
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3 Benefits of getting Pre-Approved
Determine your exact buying capacity
There’s no worst feeling than finding your dream home, setting your heart on it, and then realizing you can’t afford it. Finding out exactly how much a bank would be willing to lend you prevents you from wasting your time looking at properties above your budget, and will steer you away from potential heart-ache down the line.
Locks you in at the lowest interest rate
As interest rates go up and down, you want to be sure that you’re happy with the rate at the time of your pre-approval. Having a pre-approval protects you from spikes in interest rates while you’re still shopping for a property. At the same time this also helps protect against mortgage regulation changes which might reduce or prevent you from being pre-approved.
Strengthen your offer
In a bidding war, sellers will always favor a pre-approved candidate, even if their bid is slightly lower. By having a pre-approval on hand when you put in an offer, you reassure the seller of your commitment by having already taken the first step.
Pre-approval is the first step when you start looking for a property
Know your buying power and get a free pre-approval, or find out how refinancing could help lower your monthly repayments
Already pre-approved? Start your property search
Latest Mortgage & Finance News
- Montreal Real Estate Market Trends and Predictions – 2019
What do industry experts forecast for the upcoming year? The post Montreal Real Estate Market Trends and Predictions – 2019 appeared first on Shupilov Real Estate News. […]
- Montreal Real Estate Price Growth Expected To Surpass All Major Canadian Cities in 2019
Montreal's appreciation rates will outperform Vancouver's and Toronto's next year. Nationally, home prices are on the downturn. The post Montreal Real Estate Price Growth Expected To Surpass All Major Canadian Cities in 2019 appeared first on Shupilov Real Estate News. […]
- Bank of Canada Holds Interest Rate at 1.75%
Bank of Canada announced that it will maintain its overnight rate target at 1 ¾ per cent The post Bank of Canada Holds Interest Rate at 1.75% appeared first on Shupilov Real Estate News. […]
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