Refinancing a property
or getting a pre-approval
Our mortgage specialist helps over 300 customers every year to secure the lowest rates on new mortgages and refinance existing mortgages.
Contact us today for a free and non-binding consultation!
3 Benefits of getting Pre-Approved
Determine your exact buying capacity
There’s no worst feeling than finding your dream home, setting your heart on it, and then realizing you can’t afford it. Finding out exactly how much a bank would be willing to lend you prevents you from wasting your time looking at properties above your budget, and will steer you away from potential heart-ache down the line.
Locks you in at the lowest interest rate
As interest rates go up and down, you want to be sure that you’re happy with the rate at the time of your pre-approval. Having a pre-approval protects you from spikes in interest rates while you’re still shopping for a property. At the same time this also helps protect against mortgage regulation changes which might reduce or prevent you from being pre-approved.
Strengthen your offer
In a bidding war, sellers will always favor a pre-approved candidate, even if their bid is slightly lower. By having a pre-approval on hand when you put in an offer, you reassure the seller of your commitment by having already taken the first step.
Pre-approval is the first step when you start looking for a property
Know your buying power and get a free pre-approval, or find out how refinancing could help lower your monthly repayments
Already pre-approved? Start your property search
Latest Mortgage & Finance News
- The Average Montrealer Spends 45.2% Of Their Income on Homeownership Costs
That's quite a stretch from the recommended ratio of 30% The post The Average Montrealer Spends 45.2% Of Their Income on Homeownership Costs appeared first on Shupilov Real Estate News. […]
- Updated Predictions For Canadian Mortgage Rates in 2019
A summary of independent research company Capital Economics' latest BoC Watch. The post Updated Predictions For Canadian Mortgage Rates in 2019 appeared first on Shupilov Real Estate News. […]
- Is Buying A Cottage Outside Montreal A Good Real Estate Investment?
A look at the (financial) pro's and con's of holiday-home ownership. The post Is Buying A Cottage Outside Montreal A Good Real Estate Investment? appeared first on Shupilov Real Estate News. […]
Have another question or want to schedule a call back?
Our team members are ready to answer any questions you may have