Refinancing a property
or getting a pre-approval
Our mortgage specialist helps over 300 customers every year to secure the lowest rates on new mortgages and refinance existing mortgages.
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3 Benefits of getting Pre-Approved
Determine your exact buying capacity
There’s no worst feeling than finding your dream home, setting your heart on it, and then realizing you can’t afford it. Finding out exactly how much a bank would be willing to lend you prevents you from wasting your time looking at properties above your budget, and will steer you away from potential heart-ache down the line.
Locks you in at the lowest interest rate
As interest rates go up and down, you want to be sure that you’re happy with the rate at the time of your pre-approval. Having a pre-approval protects you from spikes in interest rates while you’re still shopping for a property. At the same time this also helps protect against mortgage regulation changes which might reduce or prevent you from being pre-approved.
Strengthen your offer
In a bidding war, sellers will always favor a pre-approved candidate, even if their bid is slightly lower. By having a pre-approval on hand when you put in an offer, you reassure the seller of your commitment by having already taken the first step.
Pre-approval is the first step when you start looking for a property
Know your buying power and get a free pre-approval, or find out how refinancing could help lower your monthly repayments
Already pre-approved? Start your property search
Latest Mortgage & Finance News
- Bank of Canada Key Interest Rate Update: April 2018
In its latest press release, Canada's central bank announced it would be holding its overnight lending rate at 1.25%. The post Bank of Canada Key Interest Rate Update: April 2018 appeared first on Shupilov Real Estate News. […]
- Average CAP Rates In Montreal Per Property Type: Q4, 2017
Cushman & Wakefield‘s latest CAP rate report lists average CAP rates across a range of commercial real estate offerings. The post Average CAP Rates In Montreal Per Property Type: Q4, 2017 appeared first on Shupilov Real Estate News. […]
- New Homeownership Programs in Montreal: 2018
Rising home prices in the city have pushed Mayor Valérie Plante to implement a new homeownership plan, which aims to help young families buy their first home. The post New Homeownership Programs in Montreal: 2018 appeared first on Shupilov Real Estate News. […]
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